:root{--c:#1F4E5F;--c2:#E07A3F;--t:#1d2327;--m:#5b6670;--bg:#fff;--bg2:#f4f6f7;--line:#e3e7ea}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--t);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--c)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;background:rgba(255,255,255,.95);backdrop-filter:blur(6px);border-bottom:1px solid var(--line);z-index:10}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:800;font-size:22px;letter-spacing:-.5px;color:var(--c);text-decoration:none}
.logo span{color:var(--c2)}
nav a{margin-left:22px;text-decoration:none;color:var(--t);font-size:15px}
nav a.btn{color:#fff}
.btn{display:inline-block;background:var(--c);color:#fff;text-decoration:none;padding:13px 26px;border-radius:6px;font-weight:600;font-size:16px}
.btn:hover{background:#163b48}
.btn.alt{background:transparent;color:var(--c);border:2px solid var(--c);padding:11px 24px}
.hero{padding:96px 0 84px;background:linear-gradient(180deg,#fff 0%,var(--bg2) 100%)}
.hero h1{font-size:clamp(34px,5.4vw,56px);line-height:1.1;letter-spacing:-1.2px;max-width:780px;color:var(--c)}
.hero p{font-size:20px;color:var(--m);max-width:640px;margin:22px 0 34px}
.hero .ctas a{margin:0 12px 12px 0}
section{padding:80px 0}
section.gris{background:var(--bg2)}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--c2);margin-bottom:10px}
h2{font-size:clamp(28px,3.6vw,38px);line-height:1.2;letter-spacing:-.6px;margin-bottom:18px;color:var(--c)}
.lead{color:var(--m);max-width:660px;margin-bottom:40px;font-size:18px}
.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px}
.card h3{font-size:20px;margin-bottom:10px;color:var(--t)}
.card p{color:var(--m);font-size:16px}
.num{display:inline-flex;width:36px;height:36px;border-radius:50%;background:var(--c);color:#fff;font-weight:700;align-items:center;justify-content:center;margin-bottom:14px}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.lista{list-style:none}
.lista li{padding:12px 0 12px 32px;border-bottom:1px solid var(--line);position:relative}
.lista li:before{content:"";position:absolute;left:4px;top:21px;width:12px;height:12px;border-radius:50%;background:var(--c2)}
.lista.no li:before{background:var(--m);border-radius:2px;height:3px;top:25px}
.cobro{background:var(--c);color:#fff;border-radius:12px;padding:44px}
.cobro h2{color:#fff}
.cobro p{color:#d4e2e7;font-size:18px;max-width:720px;margin-bottom:14px}
.cobro strong{color:#fff}
.contacto{text-align:center}
.contacto .lead{margin:0 auto 32px}
footer{border-top:1px solid var(--line);padding:28px 0;font-size:14px;color:var(--m)}
footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}
footer a{color:var(--m);margin-left:18px}
.legal{padding:64px 0}
.legal h1{font-size:34px;color:var(--c);margin-bottom:24px}
.legal h2{font-size:21px;margin:32px 0 10px}
.legal p,.legal li{color:var(--t);margin-bottom:10px;max-width:760px}
.legal ul{padding-left:22px}
@media(max-width:760px){nav a:not(.btn){display:none}.cols{grid-template-columns:1fr;gap:28px}.hero{padding:64px 0 56px}section{padding:60px 0}.cobro{padding:30px 22px}footer a{margin:0 18px 0 0}}
.pend{background:#fff3a3}